Perkins Loans Service Department

The billing and payment processing for your Perkins loan will be handled by Heartland Educational Computer Systems Incorporated (ECSI). Heartland ECSI is a billing service for the colleges and universities, not a collection agency. Heartland ECSI gives borrowers the ability to access their accounts by accessing Heartland ECSI's website. Through this site, you will be able to complete your exit interview, verify when payments have been received, update address and phone information, check on your account balance, obtain loan payoff amounts, or signup for electronic billing.

Privacy Statement

Our privacy statement gives further explanation and detail. When sending email, you may identify yourself by using the last 4 digits of your Social Security number along with your first and last name. Please be mindful of the fact that email transactions are not secure and that you should never provide your entire social security number when using email.


Heartland ECSI Website


Minnesota State Perkins Loans Service Department